Terms and Conditions

Terms and Conditions

This page outlines the Terms of Use of this website and apply between You (“You,” “Your,” the “User,” the “Visitor”) and NjordX Finance OÜ (“We,” “Us,” “Our,” “NjordX Finance,”). Your use of this website affirms Your consent to and compliance with the terms contained herein. Therefore, We recommend that You take the time to become familiar with these terms prior to using Our website.By using this website, You also affirm that You are at least 18 years of age, the minimum age required to use Our website.

Website Licensing

All of the copyright and IP rights related to Our website and materials contained on the site are wholly owned and controlled by NjordX Finance and its licensors. Your license to the materials on this website is limited to viewing the contents on a web browser, subject the rest of the contents of these Terms of Use. Unless You explicitly own the rights to the material in question, it is forbidden to do any of the following:

  • Download website material;
  • Republish or redistribute website material;
  • Sell, rent, sub-license website material; or
  • Utilize any of the material on the website for commercial purposes.
  • At Our discretion, We may exercise Our right to restrict access to portions of the website, or the entire website altogether. In these cases, it is prohibited to circumvent any restriction measures put in place on Our website.

It is Your responsibility as the User to comply with any laws or regulations of the jurisdiction from which You access and use Our website.

Acceptable Use

As a User of this Website, you must not, at any time:

  • Damage this website as a result of Your use or actions;
  • Negatively impact the performance or availability of the website;
  • Utilize this website for the purposes of fraudulent, unlawful or otherwise illegal activity;
  • Utilize this website for the purposes of storing or transmitting malicious computer software, including, but not limited to, rootkits, spyware, viruses, keystroke loggers, etc;
  • Collect, extract or harvest any data that pertains to this website; or
  • Utilize data contained within this website in order to contact individuals, companies or other such entities.

At all times, You must ensure that the information You’re supplying to Us is accurate and complete.

Limited Warranties

We do not warrant:

  • The accuracy or completeness of information published on Our website;
  • That the material contained on Our website is up to date or otherwise current; or
  • The availability of the website or that Our service will remain uninterrupted.

At any time and at Our discretion, We maintain the right to discontinue or alter this website without notice. In the event that this occurs, You will not be entitled to any compensation.

While We take reasonable precaution and care in order to ensure that Our website is free of errors or viruses, We do not offer any guarantee of that and advise each of Our Users to exercise their own degree of caution in regards to their personal information and computers in relation to their use of Our website.

To the extent permitted by law, We exclude any representations or warranties relating to these Terms, Our Website or Your use of Our Website.

Liability Limitations and Exclusions of Liability

Nothing in these terms of use will:

  • Limit or exclude liability for death or personal injury as a result of negligence;
  • Limit or exclude liability for fraud or fraudulent misrepresentation;
  • Limit liabilities in any manner that is not permitted by law; or
  • Exclude liabilities in any manner that is not permitted by law.

To the fullest extent permitted by any applicable laws, NjordX Finance will not be liable to You for any of the following reasons:

  • Business losses, including, but not limited to, loss of profits, income, revenue, goodwill, contracts opportunities, etc;
  • Loss or corruption of any data, databases or other such software assets;
  • Any indirect or consequential loss or damages incurred to Your person or business; or
  • Any losses that arise as a result of an event that is outside of Our reasonable control.

The limitations and exclusions presented here outline the extent of Our liabilities that arise as a result of these Terms of Use, including liabilities arising in contract, in tort (including negligence), and for breach of duty as permitted by applicable law.

In accordance with these Terms, You understand and accept that NjordX Finance has an interest in limiting the liability of Our officers and employees. In this regard, You agree that no personal claim will be made against any of Our officers and employees in respect to any losses You may suffer as a result of Your use of Our website.

Breaching of These Terms of Use

In the event that You breach, or We suspect that You have breached the Terms of Use detailed on this page, We have the right to:

  • Send formal warnings to You;
  • Suspend or otherwise restrict Your access to Our site;
  • Prohibit Your access or use of Our site;
  • Block Your IP address(es) from accessing or using Our site; or
  • Take legal action against You.

In the event that We take any action to suspend or restrict Your access to Our website, You must not make any attempt to circumvent these restrictions.

Third-Party Sites

From time to time, links to third-party sites may appear on Our website. NjordX Finance does not have any control over these external sites and are therefore not responsible for the content, practices or Terms that govern the use of those sites. As a result, We encourage You to familiarize Yourself with the Terms of Use and Privacy Policies of any third-party website that You visit.

Variation to these Terms

From time to time and at Our discretion, We may amend or alter the Terms contained on this page. Your use of this Website means that You acknowledge Your responsibility to regularly revisit these Terms to stay up to date with any changes.


You acknowledge and agree that, at any time, We may assign, transfer or sub-contract Our rights and/or obligations under these Terms of Use.

You have the right to lodge complaints with supervising authorities. In the event that You would like to exercise any of Your rights or investigate exercising these rights, please contact us.


In the event that any provision contained within these Terms is determined by a court or other competent authority to be unlawful/unenforceable, the other provisions of these Terms will continue to take effect.

In the event that any such provision is thereafter deleted or removed from these Terms, the other provisions contained within these Terms will continue in effect.

Terms Of Use

You may not, at any time, assign, transfer or otherwise deal with your rights and/or obligations.

Third Party Rights

Any contract between You and NjordX Finance governed by these Terms is for Your benefit, and not for the benefit of any third party.

Any rights exercised under contract pursuant to these Terms does not require the consent of any third party.

Entire Agreement

The Terms of Use contained herein, alongside Our Privacy Policy, constitutes the entire agreement between You and Us as it pertains to Your use of Our website. Together, these two documents supersede any and all previous agreements that may have pertained to Your use of Our website.

Governing Law And Jurisdiction

These Terms of Use shall be governed in accordance with the laws and regulations of Estonia. Any disputes or claims that arise as a result of these Terms shall be subject to the exclusive jurisdiction of the courts of Estonia.

Our Company Contact Information

This website is owned and operated by NjordX Finance OÜ. Our business is registered in Estonia under the registration number 16260759. Our office is located at Harju maakond, Tallinn, Kristiine linnaosa, Keemia tn 4, 10616.

You can contact us at legal@njordx.io